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Why Take Out a Pre-Paid Funeral Plan?



You may think that taking out a pre-paid funeral plan is rather morbid, but it is a very practical step to take for several reasons. The first reason is that if you have a pre-paid funeral plan, your demise will not be a financial burden on your family members who are mourning your loss. If you have not planned for your funeral arrangements, your survivors may be unpleasantly surprised to find out exactly how much a funeral costs. When you buy a pre-paid funeral plan, the costs are pegged at the rate when you take out the plan, so in the long run you are saving money by planning ahead. Another important reason for purchasing a pre-paid funeral plan is that you can choose the type of funeral you want to have. The funeral director will then, on your death, be responsible for arranging the funeralyou have planned. You choose whether you want to be buried or cremated, what kind of service you would like to have, religious or humanist and the music you would like played or sung. You can also choose your coffin from a wide range, cardboard or different types of solid wood. If you want an open coffin then you would need to inform the funeral plan provider so that arrangements for the embalming process can be made. You can also plan what you want to wear at your funeral and whether or not you want to be buried with your rings or other items of jewellery. Although this was done in the past, nowadays most people decide to give their rings and so on to surviving relatives. When you take out a pre-paid funeral plan you should mention this in your will and tell close family members what you have done. You should also tell them where the will and funeral plan is kept, perhaps at your bank, with your solicitor or somewhere at home, so that they can easily retrieve it when necessary. You can make a will without recourse to a solicitor, although it is often better to have one at least look through your will after you have written it to check that it is not ambiguous in its terms. www.myheritage.com/Marriage-Records You may think that taking out a pre-paid funeral plan is rather morbid, but it is a very practical step to take for several reasons. The first reason is that if you have a pre-paid funeral plan, your demise will not be a financial burden on your family members who are mourning your loss. If you have not planned for your funeral arrangements, your survivors may be unpleasantly surprised to find out exactly how much a funeral costs. When you buy a pre-paid funeral plan, the costs are pegged at the rate when you take out the plan, so in the long run you are saving money by planning ahead. Related Articles Prepaid funeral plans- A Review Tips for choosing Funeral Insurance Affordable Burial Insurance Plans Burial Insurance - Make Plans For Your Funeral With The Help Of Burial Insurance Another important reason for purchasing a pre-paid funeral plan is that you can choose the type of funeral you want to have. The funeral director will then, on your death, be responsible for arranging the funeralyou have planned. You choose whether you want to be buried or cremated, what kind of service you would like to have, religious or humanist and the music you would like played or sung. You can also choose your coffin from a wide range, cardboard or different types of solid wood. If you want an open coffin then you would need to inform the funeral plan provider so that arrangements for the embalming process can be made. You can also plan what you want to wear at your funeral and whether or not you want to be buried with your rings or other items of jewellery. Although this was done in the past, nowadays most people decide to give their rings and so on to surviving relatives. When you take out a pre-paid funeral plan you should mention this in your will and tell close family members what you have done. You should also tell them where the will and funeral plan is kept, perhaps at your bank, with your solicitor or somewhere at home, so that they can easily retrieve it when necessary. You can make a will without recourse to a solicitor, although it is often better to have one at least look through your will after you have written it to check that it is not ambiguous in its terms. Taking out a pre-paid funeral plan is an investment and it gives you the opportunity of having the funeral you want, rather than one your family members decide on for you. Just ensure, before you part with any money, that the company which is offering you a pre-paid funeral plan is a member of the Funeral Planning Council Limited and/or the National Association for Pre-Paid Funeral Plans.
National Federation of Funeral Directors