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Funeral Plans

It goes without saying, that losing a loved one is an incredibly difficult and distressing experience. Taking out a funeral plan with Safe Hands, is an effective way by which to minimise the financial, and emotional, burden on those left behind.

Unlike the ‘over 50’s’ insurance products - that are a common alternative to funeral plans as a means of protection against rising funeral costs - provided the person buying a Safe Hands Funeral Plan is over the age of 18, then regardless of any medical conditions, no prospective customers are ever turned away*.

*As a responsible operator working in the, sometimes vulnerable, ‘over 55’s’ demographic, all prospective customers of Safe Hands Funeral Plans are asked to confirm that they are responsible for their own financial affairs, and for making decisions regarding purchases of this nature – and that they do not have someone (legally appointed, or otherwise) who acts on their behalf.

Affordable Funeral Plans

By choosing a Safe Hands Funeral Plan you’ll be protecting your loved ones against the rising funeral costs.

Our prices start from just £1,795 (or £18.03 per week), making us one of the UK’s most affordable and best value funeral plan providers.

We also offer a range of flexible payment options.We always recommend customers pay for their plan in a single payment, but we also offer a range of affordable monthly instalment options – including straight repayment options (meaning no monthly Instalment Handling Charge is applied) on plans paid for over 1 year (12 months), and over 2 years (24 months)*.

*Plans paid for over 3 years (36 months), 5 years (60 months), or 120 months, incur a flat 4% Instalment Handling Charge calculated annually, and charged monthly.

Competitive Funeral Plans

We have taken great care to ensure that our pre-paid funeral plans remain competitive. Compare our 6 different funeral plan types to see which is most suited to you. You can see for yourself that we are excellent value when compared to other funeral plan providers.

Safe Hands Funeral Plans offer some of the UK’s most affordable pre-paid funeral plan products. Because plans from all the different providers vary in their content – they cannot be compared on a truly ‘like for like’ basis. However, Safe Hands’ plan prices are acknowledged to represent truly outstanding value for money.

Secure Funeral Plans

As one of the UK’s premier plan providers, it is of paramount importance to us here at Safe Hands Funeral Plans, that our customers’ investments are as safe and secure as possible.

Our plan holders’ monies are invested in a ring-fenced trust fund. Set up in conjunction with Wrigleys LLP (a law firm specialising in trust funds), great care has been taken to ensure the fund complies with all current legislation as set out in the Regulated Activities Order (Financial Services and Marketing Act 2000).

For more information about the Safe Hands Trust, click here.

Flexible Funeral Plans

We understand that everyone is unique – and a funeral should reflect that.

We offer a range of plans to cover all manner of tastes, and budgets. The Topaz, Pearl, Sapphire and Ruby plans can, each, be tailored to suit individual requirements. Or, if you want to keep it basic, then either our ‘Your Simplest’, or Direct Cremation, plan options should be most suitable.

All of our plans can be upgraded or changed at any time, and will be unaffected should you move to any other UK location over the course of your lifetime.

If you suffer an unexpected bereavement in the family, you would, if you so wished, be able to transfer the benefit of your plan, to that person’s funeral instead.

Funeral Plan Options


Our Topaz Funeral Plan is an affordable, simple plan that covers the main elements of a funeral including funeral director fees, coffin, hearse and service. The Topaz plan doesn’t cover third party fees. This plan is a good choice if you want to cover the basic costs of a funeral.

This plan is available from only £23.63 p/m

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The 'Your Simplest' Funeral Plan is the most affordable plan with the inclusive category (‘inclusive’ means plans that include an allowance towards disbursements/3rd party fees).

This plan is available from only £30.86 p/m

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The Pearl Funeral Plan is ideal for those who want a simple, dignified and traditional ceremony. The plan covers all the basic funeral costs plus doctors medical fees, cremation or burial fees and the minister’s fees (for service at the crematorium).

This plan is available from only £36.23 p/m

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The Sapphire Funeral Plan is our most popular. As well as the basic funeral costs and third party fees, it also includes a limousine to transport your loved ones, and a standard coffin.

This plan is available from only £39.03 p/m

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Our Ruby Funeral Plan is a great choice for those with larger families. The plan includes all of the basics plus two limousines, an oak-veneered coffin.

This plan is available from only £42.58 p/m

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Our Direct Cremation Funeral Plan is perfect for those who don’t want the costs of an extravagant funeral. This plan includes collection of your body, a crematorium approved coffin and cremation fees. There is no service included in this plan.

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Whichever funeral plan you select, you can be confident that you’ll receive the highest standard of care. We work in partnership with the National Federation of Funeral Directors – the UK’s only trade body dedicated to increasing funeral cost transparency and pricing fairness.

If you’re looking for flexible, affordable, funeral plans then we can help. When you invest in one of our funeral plans you really will be putting yourself in Safe Hands.

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National Federation of Funeral Directors